5 Facts To Know Before You Take Car Insurance

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Higher the deductible, lower the premium

Car insurance companies decide prices on the estimate of the money they think they will have to pay you in case of an eventuality. Avoid opting for this unless you can you can afford to pay the deductibles.

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You can transfer your No Claim Bonus

You can transfer your accumulated NCB to your new car. Moved to a new insurer? Again, you can transfer your current NCB to the car insurance policy under the new firm. As simple as that!

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Know about Zero Depreciation Cover

A zero depreciation cover is your safest bet. This type of cover offers full settlement without factoring in the depreciation.

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Get your car accessories covered too

You might not know it but a lot of motor insurance companies offer cover for the accessories fitted in your car as well. 

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Get the engine insured

Engine repairs can get pretty expensive, especially if the damage is caused by flooding, and this add-on will save you a lot of trouble, and of course, money!

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